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Market Commentary

Weekly Market Commentary August 14, 2017

Geopolitics took center stage last week with U.S.-North Korea tensions leading to a cautious pullback across global markets and greater emphasis on safer investments. Given the ferocity of the rhetoric between the U.S. and North Korea, the market reaction seemed subdued. The S&P 500 dropped 1.4% and the MSCI ACWI slid 1.6%. The flight to safe havens pushed gold and bond prices higher. The Bloomberg BarCap U.S. Aggregate Bond Index rose 0.2% and gold climbed 2.4%.

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Market Commentary

Weekly Market Commentary August 7, 2017

Generally solid economic data and earnings are continuing to propel the bullish momentum. The Dow Jones touched and crossed the 22,000 level mid-week while the S&P 500 fell just short of last week’s all-time record. Most global indices were up as well on the positive data. The S&P 500 edged up 0.2% and the MSCI ACWI climbed 0.4% and set a record high early in the week.  The BarCap U.S. Aggregate Bond Index rose 0.2%. Read more

Monthly Newsletters

August Monthly Newsletter – Back to School Planning with 529 Plans

If you’ve looked at the ads in your Sunday paper lately, you know what time of the year it is . . . Back to School season! With most students starting classes later this month, retailers across the country are planning for the influx of shoppers looking for the best deals on back to school clothes and supplies. Read more

Blog

Tips for Not Running Out of Money in Retirement Weekly Update – 8/2/17

Most of your adult life, you’ve probably focused on building a retirement savings that will cover your living costs. But once you officially retire, your financial planning shouldn’t stop. Managing your expenses to support your lifestyle is an ongoing requirement need-and a top worry for many baby boomers. In fact, 36% of boomers nearing retirement say that having enough money to cover basic needs is their biggest financial concern.[1] Read more

Blog

Fees or Foes

Published by Scott Kubie

Recently, a fee-only financial advisor mentioned to me that more clients are proposing to manage more of their own assets and invest in the “S&P 500.” For most who go down this path, this move will likely end badly. These investors, while seeking to avoid wealth management fees, are ignoring the value their advisor brings to them as well as the current market environment. Read more

Market Commentary

Weekly Market Commentary July 31, 2017

Second quarter earnings have been anything but dull with a majority of the reporting companies beating internal estimates and market expectations. Consumer confidence jumped to a near 16-year high in July (121.1 vs 117.3 in June) amid optimism over the labor market. In spite of the news, the S&P 500 was basically unchanged and the MSCI ACWI rose 0.1%. The Bloomberg BarCap U.S. Aggregate Bond Index slid 0.2%.

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Events That Can Prompt Changes in Life Insurance Weekly Update – 7/26/2017

Our lives inevitably change requiring us to evolve with the momentum. And for those holding life insurance policies, keeping your policy up-to-date and relevant to your life is essential. A variety of events can come our way at any moment, so remember to take steps and ensure your accounts reflect today’s needs. Read more

Market Commentary

Weekly Market Commentary July 24, 2017

Earnings season is off to a good start with major indices up almost every day of the week. Additionally, the Bank of Japan’s decision to again push back the target date to reach its inflation goal and the ECB standing pat on stimulus pushed Asian and European exchanges higher. The S&P 500 rose 0.5% and our global benchmark, the MSCI ACWI, climbed 0.6%. Both indexes hit all-time records on Thursday. The Bloomberg BarCap U.S. Aggregate Bond Index increased 0.6%.

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Tips to Keep in Mind When Managing Your Annuity Income Weekly Update – 7/19/17

For many people planning for retirement, investing into annuities is a helpful strategy to build guaranteed income. Once you take retirement distributions, you receive a set amount based on details like the annuity you purchased and amount you contributed. You’ll need to navigate some fees and taxes as you receive annuity income. With that in mind, here are tips to help you manage your annuity distributions.  Read more

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Marrying Later in Life? Here Are Key Financial Tips to Consider Weekly Update – 7/12/17

No matter what stage of life someone’s in when he or she marries, a union brings reason to celebrate. And, for individuals who are 55 and older, remarrying is even on the rise.[1] When marrying later in life, people’s finances are usually more robust, bringing new and specific obligations to manage. To make the most of this exciting chapter, here are some key financial details to address.  Read more